5 Ways To Save On Christmas Shopping With Your Credit Card
Tis’ the season of giving and that means lots of shopping to get your loved ones the perfect gifts! But don’t worry about busting your budget, because we’ve got you covered. In fact, here are 5 ways to save money on Christmas shopping with your credit card!
1. Reap The Rewards Points
Take advantage of your credit card’s rewards point program while doing all of your Christmas shopping. By using a credit card that gives you more rewards, you’ll be able to rake in plenty of points. And all of those points you’ve collected can be used to redeem even more stuff for gifts! If you’re looking for a credit card with the best rewards, use CompareHero.my’s free credit card comparison tool!
2. Score Cashback Galore
You can get money back from all the shopping you’ll be doing this season on top of existing discounts! Not only can you enjoy cashback rewards from your credit card, but there are deals on ShopBack Malaysia which offer you even MORE cashback. If you’re a MasterCard cardholder, you get DOUBLE cashback on ShopBack until 31 January 2016.
3. Discounts, discounts and more discounts!
One of the best perks of having a credit card is making full use of the amazing discounts that come with it. So before you start your shopping spree, check out the discounts and promotions available with your credit card. There’s bound to be something for everyone. Visit your credit card issuer’s website for the latest offers available and keep an eye out for the e-mails and SMS the banks will be sending you!
4. Online Shopping To Save Time AND Money
Bah, humbug! Who doesn’t loathe dislike the endless crowds, frantic last-minute shopping and the parking lot jams during the Christmas rush? Online shopping is a great way to save yourself both time and money because you can score plenty of great deals that you may not be able to get from normal stores. Plus there are some pretty nifty credit cards which give cashback for online shopping like the Maybank Family & Friends Platinum MasterCard, UOB VOX Visa and the HongLeong Platinum Visa.
5. Get Your Money Back Via Contests
Using a credit card to shop isn’t just great for discounts and privileges! Banks often hold contests and giveaways during the major holiday seasons as an incentive for cardholders to spend with their credit cards. These contests usually come in the form of “X contest entries for X amount spent” or “Transaction serial no. ‘88888’” and etc. So keep an eye out and you might very well just make your money back by winning a huge prize!
Tis’ The Season To Swipe Right!
So be sure to use the right credit card when you’re out shopping this Christmas, but don’t forget to budget properly and pay off your credit card bills because late payments can cost you some pretty hefty interest charges. But done right, a credit card can help you rack up awesome gifts and rewards. We hope you enjoy your Christmas shopping!
CompareHero.my is your new best friend when it comes to making wise financial decisions. We are here to help when you need to find a new credit card, personal loan, or broadband plan. Our online comparison service is free, easy and unbiased, so check out our website today!
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