Stores giving you back a cut of the money you spent while shopping? Seems unreal but that's how cashback works. Its a great but underrated shopping incentive that turns your guilty purchases into earning opportunities. However, you will only be able to enjoy the great savings this reward brings if you do it right. Don't worry, we are here to help you! To get the most out of your cashback experience, keep these five rules in mind and you will get your money safe and sound.

Shut-up-and-take-my-moneyWhen retail companies give you money for shopping, TAKE IT.

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Sign up

This is the first thing that you should do to be able to collect your cashback: signing-up with the cashback site for an account. People usually tend to forget this vital step because they can enter the affiliate website through the cashback site without membership to start purchasing. So before you get distracted by your shopping, remember that you won’t be able to collect any rewards until you sign up with the main site first and receive an account.

Always click through the cash back site

Merchant retailers track transactions through a last click-through basis. What that means is that you will only receive your payment if you are redirected to the retailer’s site through the cashback site. Always use the links from the cashback site. Try to refrain from closing the merchant page after redirection and opening it later to make a purchase. Also, avoid switching between devices when making a purchase because the order may not translate from one to the other. Even though you may already have items in your bag, this action negates your cashback since you did not purchase through the cashback site.

Use cash back on top of other deals

Why not take advantage of this reward by stacking it on top of other offers? Cashback can be used along with other discounts, promotions, sales and coupon codes that the retailer might be offering. To get more bang for your buck, be sure to look out for any retailer deals first and use them while making a purchase through a cashback site.

Be Patient

Don’t expect to immediately receive money in your account. There will always be a processing period that follows every transaction so just sit tight and wait. Read up on the site's terms and conditions of the transactions to understand their payment process and time. If your account is not topped up within their specified period of time, don't freak out. Just contact customer service to find out what is going on and to make sure that you get your amount due.

Also, don't expect to get massive amounts of money back from a single purchase. Cashback isn't a magical money-making scheme; the idea is to accumulate it through further purchases so it may take a few buys to collect enough to cash out of your account. In the long run, you can build-up a sizable amount saved from your purchases. Maybe even enough to use to pay off things like your school fees. You are going to buy stuff anyway, so why not do it in a way that gives you something back.

Check the amount of cashback the merchant is offering

Some merchants may offer differing amounts of cashback on different categories of items. For example, an online department store could offer 10% cashback off women's clothes but only 5% for men's. Try not to confuse the figures to be sure of the exact amount of cash back you are due.

For more information on cashback rewards, coupon codes and other great offers, visit Shopback, Malaysia’s newest online e-commerce offering unlimited cashback on an international list of merchants.

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